Children Insurance - Bright Stars Edge

What you will get?

Double Protection Benefits for your loved ones - Sum assured Plus Fund value is paid in case something unfortunate were to happen to you
Receive full fund value at the time of maturity of the policy
Flexible options like partial withdrawal, premium redirection etc
You receive tax benefits under section 80C and 10(10D)

Why choose this plan?

If you want a plan that would completely secure an important financial goal of your family (e.g. child's education, marriage etc)
If you are looking for a flexible investment plan that can adapt to your investment habits

Where can I Invest my Money?

You have the options of investing across 6 funds depending on your risk appetite and return expectation. We also give you 12 policy switches every year to change your asset allocation as per your needs

What are the mortality rates for this plan?

Mortality Charge per Rs. 1000 Sum assured for a healthy male
Age / Term	10	15	20
18	1.33	1.36	1.43
19	1.36	1.39	1.47
20	1.39	1.42	1.52
21	1.41	1.46	1.57
22	1.43	1.49	1.62
23	1.45	1.53	1.69
24	1.47	1.57	1.76
25	1.49	1.63	1.84
26	1.52	1.69	1.93
27	1.56	1.77	2.04
28	1.62	1.85	2.17
29	1.68	1.96	2.32
30	1.77	2.08	2.5
31	1.88	2.23	2.7
32	2.01	2.4	2.94
33	2.16	2.6	3.21
34	2.33	2.83	3.51
35	2.52	3.1	3.84
36	2.74	3.39	4.22
37	2.98	3.72	4.63
38	3.26	4.09	5.09
39	3.58	4.5	5.58
40	3.93	4.96	6.12
41	4.32	5.46	6.71
42	4.76	6.01	7.37
43	5.26	6.62	8.1
44	5.82	7.28	8.91
45	6.44	8	9.81
46	7.13	8.79	10.79
47	7.87	9.67	11.85
48	8.67	10.62	13.04
49	9.52	11.67	14.35
50	10.43	12.83	15.82
51	11.42	14.07	17.44
52	12.5	15.42	19.25
53	13.68	16.92	21.26
54	14.99	18.6	23.5
55	16.44	20.48	25.99
56	17.99	22.59	28.76
57	19.68	24.96	31.85
58	21.62	27.63	35.3
59	23.86	30.65	39.16
60	26.4	34.04	41.29

Mortality Charge per Rs. 1000 Sum assured for a healthy female
Age / Term	10	15	20
18	1.33	1.36	1.43
19	1.33	1.36	1.43
20	1.33	1.36	1.43
21	1.33	1.36	1.43
22	1.36	1.39	1.47
23	1.39	1.42	1.52
24	1.41	1.46	1.57
25	1.43	1.49	1.62
26	1.45	1.53	1.69
27	1.47	1.57	1.76
28	1.49	1.63	1.84
29	1.52	1.69	1.93
30	1.56	1.77	2.04
31	1.62	1.85	2.17
32	1.68	1.96	2.32
33	1.77	2.08	2.5
34	1.88	2.23	2.7
35	2.01	2.4	2.94
36	2.16	2.6	3.21
37	2.33	2.83	3.51
38	2.52	3.1	3.84
39	2.74	3.39	4.22
40	2.98	3.72	4.63
41	3.26	4.09	5.09
42	3.58	4.5	5.58
43	3.93	4.96	6.12
44	4.32	5.46	6.71
45	4.76	6.01	7.37
46	5.26	6.62	8.1
47	5.82	7.28	8.91
48	6.44	8	9.81
49	7.13	8.79	10.79
50	7.87	9.67	11.85
51	8.67	10.62	13.04
52	9.52	11.67	14.35
53	10.43	12.83	15.82
54	11.42	14.07	17.44
55	12.5	15.42	19.25
56	13.68	16.92	21.26
57	14.99	18.6	23.5
58	16.44	20.48	25.99
59	17.99	22.59	28.76
60	19.68	24.96	1.85

(UIN - 130L035V01)

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Parameter	Eligibility
Minimum age at entry	18 years
Maximum age at entry	60 years
Minimum age at entry	70 years for 10 year term 75 years for 15 year term 80 years for 20 year term